$500K to $1 Billion                           $250K to $500K                                $100K to $250K

TOP 100 CREDIT UNIONS $1 BILLION AND OVER

Credit Union Strategy has analyzed all federally insured credit unions in United States. We looked at the return on assets of credit unions within four asset ranges using data gathered from the 5300 Call Report. The data was analyzed and ranked according to return on assets (ROA). We commend all of these credit unions for their top performance. Along with shrinking margins and the challenges to meeting a healthy bottom line, these credit unions have outperformed the vast majority of credit unions within the United States. In the coming months, we hope to conduct interviews with these credit unions and post them on our blog so others can learn from their successes.

 

RANK CREDIT UNION NAME ROAA
1 LAKE MICHIGAN 2.05%
2 IDAHO CENTRAL 1.96%
3 ROBINS FINANCIAL 1.95%
4 REDWOOD 1.88%
5 EASTMAN 1.71%
6 ESL 1.66%
7 ELEVATIONS 1.65%
8 COMMUNITY FIRST 1.64%
9 LOGIX 1.63%
10 UNIVERSITY OF WISCONSIN 1.59%
11 DESERT SCHOOLS 1.58%
12 ROGUE 1.58%
13 PUBLIC SERVICE EMPLOYEES 1.56%
14 UNIVERSITY OF IOWA COMMUNITY 1.56%
15 GENISYS 1.56%
16 TEXANS 1.55%
17 ARIZONA 1.53%
18 NAVY FEDERAL CREDIT UNION 1.50%
19 WRIGHT-PATT 1.49%
20 POLICE & FIRE 1.48%
21 EMPOWER 1.45%
22 MOUNTAIN AMERICA 1.44%
23 FORT KNOX 1.43%
24 BOEING EMPLOYEES 1.43%
25 DFCU FINANCIAL 1.42%
26 MICHIGAN SCHOOLS AND GOVERNMENT 1.40%
27 COVANTAGE 1.39%
28 KEMBA FINANCIAL 1.39%
29 CREDIT UNION OF SOUTHERN CALIFORNIA 1.38%
30 GOLDENWEST 1.36%
31 SOUND 1.36%
32 SAN DIEGO COUNTY 1.34%
33 ASCEND 1.32%
34 LANDMARK 1.31%
35 FIRST TECHNOLOGY 1.27%
36 WORKERS’ 1.27%
37 COMMUNITY FIRST CREDIT UNION OF FLORIDA 1.26%
38 SUMMIT 1.24%
39 ROYAL 1.24%
40 PENNSYLVANIA STATE EMPLOYEES 1.23%
41 MIDFLORIDA 1.22%
42 DUPACO COMMUNITY 1.22%
43 AMERICA FIRST 1.21%
44 CITIZENS EQUITY FIRST 1.21%
45 NASA 1.21%
46 UTAH COMMUNITY 1.20%
47 ONPOINT COMMUNITY 1.20%
48 ENT 1.19%
49 CONNEXUS 1.18%
50 DIGITAL 1.17%
51 NAVY ARMY COMMUNITY 1.16%
52 MEMBERS 1ST 1.14%
53 TRUSTONE FINANCIAL 1.13%
54 TENNESSEE VALLEY 1.11%
55 BELLCO 1.11%
56 WHATCOM EDUCATIONAL 1.08%
57 KEESLER 1.08%
5 WESTCONSIN 1.07%
59 SPOKANE TEACHERS 1.07%
60 MISSION 1.07%
61 COMMUNITYAMERICA 1.07%
62 ALTRA 1.07%
63 F & A 1.06%
64 ORANGE COUNTY’S 1.06%
65 AUSTIN TELCO 1.06%
66 AFFINITY PLUS 1.06%
67 SCOTT 1.06%
68 BAXTER 1.05%
69 CENTRA 1.04%
70 DELTA COMMUNITY 1.04%
71 KITSAP 1.04%
72 NUMERICA 1.03%
73 COASTAL 1.03%
74 SELCO COMMUNITY 1.02%
75 FOX COMMUNITIES 1.01%
76 NUSENDA 1.01%
77 SPACE COAST 1.00%
78 RANDOLPH-BROOKS 1.00%
79 EDUCATIONAL EMPLOYEES 1.00%
80 SCHOOLS FINANCIAL 1.00%
81 PATELCO 1.00%
82 GENERAL ELECTRIC 0.99%
83 ROCKLAND 0.99%
84 PENTAGON 0.98%
85 CAMPUS USA 0.98%
86 PREMIER AMERICA 0.98%
87 WINGS FINANCIAL 0.97%
88 FAIRWINDS 0.97%
89 CITADEL 0.97%
90 STANFORD 0.97%
91 PEN AIR 0.95%
92 CAPITAL COMMUNICATIONS 0.94%
93 COLUMBIA COMMUNITY 0.94%
94 EECU 0.93%
95 SUNCOAST 0.93%
96 THE GOLDEN 1 0.93%
97 MICHIGAN STATE UNIVERSITY 0.93%
98 CALIFORNIA COAST 0.93%
99 APPLE 0.92%
100 COAST CENTRAL 0.91%

TOP 100 CREDIT UNIONS $500K to $1 BILLION

Credit Union Strategy has analyzed all federally insured credit unions in United States. We looked at the return on assets of credit unions within four asset ranges using data gathered from the 5300 Call Report. The data was analyzed and ranked according to return on assets (ROA). We commend all of these credit unions for their top performance. Along with shrinking margins and the challenges to meeting a healthy bottom line, these credit unions have outperformed the vast majority of credit unions within the United States. In the coming months, we hope to conduct interviews with these credit unions and post them on our blog so others can learn from their successes.

 

RANK Credit Union Name ROAA
1 FIRST SOUTH FINANCIAL 1.90%
2 THREE RIVERS 1.77%
3 SUPERIOR CREDIT UNION, INC 1.76%
4 ARROWHEAD CENTRAL 1.69%
5 SELF-HELP 1.60%
6 HOUSTON POLICE 1.54%
7 COMMUNITY 1.50%
8 SANTA CLARA COUNTY 1.45%
9 MOBILOIL 1.45%
10 CONSUMERS 1.44%
11 MARINE 1.38%
12 SCHLUMBERGER EMPLOYEES 1.37%
13 DORT 1.36%
14 VIBRANT 1.35%
15 HUGHES 1.35%
16 WEBSTER FIRST 1.33%
17 FIRST COMMUNITY 1.32%
18 IQ 1.30%
19 VELOCITY 1.29%
20 ZEAL 1.28%
21 EAST TEXAS PROFESSIONAL 1.28%
22 DATCU 1.27%
23 ONE NEVADA CREDIT UNION 1.26%
24 FLORIDA 1.25%
25 UNIVERSITY OF KENTUCKY 1.24%
26 GREATER NEVADA 1.23%
27 PALMETTO CITIZENS 1.20%
28 FREEDOM 1.20%
29 GULF COAST EDUCATORS 1.14%
30 SEA COMM 1.13%
31 Y-12 1.12%
32 SANDIA AREA 1.11%
33 SEVEN SEVENTEEN 1.11%
34 ORION 1.10%
35 SOLARITY 1.09%
36 POTLATCH NO 1 1.08%
37 UNIVERSITY FIRST 1.07%
38 CREDIT UNION OF AMERICA 1.07%
39 UTAH POWER 1.06%
40 CENTRAL MINNESOTA 1.05%
41 RED RIVER EMPLOYEES 1.04%
42 VERVE, A CREDIT UNION 1.03%
43 COMMUNITY FINANCIAL 1.02%
44 SELF-HELP 1.01%
45 MAYO EMPLOYEES 1.01%
46 MICHIGAN FIRST 1.00%
47 RIVERMARK COMMUNITY 0.98%
48 IDB-IIC 0.98%
49 BAY 0.98%
50 CYPRUS 0.97%
51 HARVARD UNIVERSITY EMPLOYEES 0.97%
52 FAMILY SECURITY 0.97%
53 N C P D 0.97%
54 COASTHILLS 0.97%
55 IDEAL 0.95%
56 MARION AND POLK SCHOOLS 0.95%
57 OPERATING ENGINEERS LOCAL UNION #3 0.94%
5 SAN MATEO 0.94%
59 SRP 0.93%
60 RED CANOE 0.91%
61 HAWAIIAN TEL 0.91%
62 FRESNO COUNTY 0.90%
63 IBM SOUTHEAST EMPLOYEES 0.90%
64 FARMERS INSURANCE GROUP 0.90%
65 DEERE EMPLOYEES 0.89%
66 SUNMARK 0.88%
67 S. C. STATE 0.86%
68 TRUITY 0.86%
69 CREDIT UNION OF DENVER 0.86%
70 MIDWEST AMERICA 0.85%
71 HORIZON 0.85%
72 FIRST COMMONWEALTH 0.85%
73 KIRTLAND 0.85%
74 KEMBA 0.84%
75 INDIANA UNIVERSITY 0.83%
76 ALLSOUTH 0.83%
77 UNITED STATES SENATE 0.82%
78 PHILADELPHIA 0.81%
79 UNIVERSITY OF MICHIGAN 0.81%
80 FIVEPOINT 0.81%
81 PUBLIX EMPLOYEES 0.81%
82 AMPLIFY 0.80%
83 UNIVERSITY OF HAWAII 0.80%
84 UNIVERSITY OF VA COMMUNITY CU 0.79%
85 SIERRA CENTRAL 0.78%
86 DEL NORTE 0.78%
87 HOUSTON 0.78%
88 CAPITAL EDUCATORS 0.78%
89 DESERET FIRST 0.77%
90 SHELL 0.75%
91 PREMIER MEMBERS 0.74%
92 LAUNCH 0.73%
93 MERRIMACK VALLEY 0.73%
94 MEMBERS CHOICE 0.73%
95 FORTERA 0.73%
96 AMERICAN FIRST 0.72%
97 HONOR 0.72%
98 FIRST FLORIDA 0.72%
99 CFCU COMMUNITY 0.71%
100 MAZUMA 0.70%

TOP 100 CREDIT UNIONS $250K to $500K

Credit Union Strategy has analyzed all federally insured credit unions in United States. We looked at the return on assets of credit unions within four asset ranges using data gathered from the 5300 Call Report. The data was analyzed and ranked according to return on assets (ROA). We commend all of these credit unions for their top performance. Along with shrinking margins and the challenges to meeting a healthy bottom line, these credit unions have outperformed the vast majority of credit unions within the United States. In the coming months, we hope to conduct interviews with these credit unions and post them on our blog so others can learn from their successes.

 

RANK CREDIT UION NAME ROAA
1 ELGA 2.70%
2 ASI 1.24%
3 AMERICAN 1 1.91%
4 FRANKENMUTH 1.58%
5 KELLOGG COMMUNITY 1.54%
6 SUPERIOR CHOICE 1.53%
7 DAY AIR 1.55%
8 UTAH FIRST 1.45%
9 WESTBY CO-OP 1.52%
10 FAIRFAX COUNTY 1.38%
11 FIVE STAR 1.49%
12 SKYWARD 1.14%
13 OMNI COMMUNITY 0.98%
14 QUALSTAR 0.86%
15 FINANCIAL CENTER 0.16%
16 BRIGHTSTAR 1.27%
17 DAKOTALAND 1.18%
18 NEIGHBORS 1.23%
19 STATE EMPLOYEES 1.25%
20 LEADERS CREDIT UNION 1.14%
21 TOWN AND COUNTRY 1.32%
22 VONS EMPLOYEES 1.18%
23 CAPITAL 1.14%
24 DAKOTA WEST 1.24%
25 NAVIGATOR CU 1.04%
26 ALLIANCE CATHOLIC 1.21%
27 PELICAN STATE 1.12%
28 TIDEMARK 1.08%
29 TLC COMMUNITY 1.16%
30 DOVER-PHILA 0.88%
31 NEIGHBORHOOD 1.08%
32 OAKLAND COUNTY 1.13%
33 FOOTHILL 1.02%
34 COMMUNITYWIDE 1.05%
35 FIRST SOURCE 1.13%
36 CU HAWAII 0.66%
37 S. C. TELCO 1.20%
38 SUNSTATE 0.99%
39 AMERICA’S CHRISTIAN 0.96%
40 RIO GRANDE 1.08%
41 MAUI COUNTY 1.07%
42 ALPENA-ALCONA AREA 1.01%
43 TELCOE 1.08%
44 NECHES 1.17%
45 CHARLOTTE METRO 1.08%
46 CLACKAMAS COMMUNITY 0.95%
47 SAFE 1 1.02%
48 OLEAN AREA 1.01%
49 MAINE SAVINGS 0.92%
50 KAUAI COMMUNITY 0.83%
51 CINFED 0.91%
52 4FRONT 0.58%
53 FINANCIAL PLUS 0.93%
54 TEXELL 1.00%
55 CITY 0.92%
56 SOUTHWEST AIRLINES 0.96%
57 CHRISTIAN FINANCIAL 0.97%
5 FREEDOM FIRST 0.92%
59 WANIGAS 0.87%
60 DEL-ONE 0.92%
61 BELCO COMMUNITY CREDIT UNION 0.80%
62 POINT LOMA 0.83%
63 CPM 0.94%
64 TVA COMMUNITY CREDIT UNION 0.87%
65 BUTLER ARMCO EMPLOYEES 0.88%
66 NORTHLAND AREA 0.90%
67 FAMILY TRUST 0.95%
68 SACRAMENTO 0.90%
69 METRO HEALTH SERVICES 0.91%
70 JAX 0.88%
71 HERITAGE FAMILY 0.75%
72 LAFAYETTE 0.77%
73 CASE 0.92%
74 SALAL 0.76%
75 GRANITE 0.85%
76 MEMBERS FIRST 0.89%
77 JOHNS HOPKINS 0.87%
78 MATANUSKA VALLEY 0.90%
79 CASCADE 0.79%
80 ARBOR FINANCIAL 0.81%
81 JEFFERSON FINANCIAL 0.74%
82 ATLANTIC REGIONAL 0.84%
83 MERIDIAN TRUST 0.83%
84 MISSOULA 0.84%
85 OKLAHOMA EMPLOYEES 0.79%
86 PORTLAND 0.83%
87 COAST360 0.76%
88 CP 0.73%
89 QUINCY 0.72%
90 ALABAMA TEACHERS 0.73%
91 TUCSON 0.69%
92 NORTH COUNTRY 0.85%
93 KOHLER 0.76%
94 GUARDIAN 0.59%
95 SIDNEY 0.73%
96 HEARTLAND 0.81%
97 RED ROCKS 0.76%
98 CRESCENT 0.74%
99 CENTRAL ONE 0.73%
100 ASSOCIATED CREDIT UNION OF TEXAS 0.54%

TOP 100 CREDIT UNIONS $100K to $250K

Credit Union Strategy has analyzed all federally insured credit unions in United States. We looked at the return on assets of credit unions within four asset ranges using data gathered from the 5300 Call Report. The data was analyzed and ranked according to return on assets (ROA). We commend all of these credit unions for their top performance. Along with shrinking margins and the challenges to meeting a healthy bottom line, these credit unions have outperformed the vast majority of credit unions within the United States. In the coming months, we hope to conduct interviews with these credit unions and post them on our blog so others can learn from their successes.

RANK CREDIT UNION NAME ROAA
1 MINNEQUA WORKS 2.39%
2 AUTOTRUCK FINANCIAL 2.21%
3 COOSA PINES 0.91%
4 G.P.O. 1.96%
5 PACIFIC N W 1.94%
6 MEMBERS FIRST 1.64%
7 MONTGOMERY COUNTY EMPLOYEES 1.37%
8 APPLETREE 1.63%
9 SIOUXLAND 1.46%
10 DOWN EAST 1.57%
11 CHAFFEY 1.45%
12 BORDER 1.62%
13 EVERENCE 1.36%
14 TELCO COMMUNITY CREDIT UNION 1.30%
15 HARBOR 1.38%
16 CUMBERLAND COUNTY 1.39%
17 MIDSOUTH COMMUNITY 1.37%
18 COORS 0.98%
19 MEMBERS FIRST 1.26%
20 THE FAMILY 1.33%
21 PARK VIEW 1.25%
22 SIMPLICITY 1.37%
23 RAINBOW 1.39%
24 U. S. EMPLOYEES O. C. 1.33%
25 CLOVERBELT 0.91%
26 SERVICE 1 1.08%
27 ANOKA HENNEPIN 1.34%
28 TRUE NORTH 1.24%
29 BOSTON FIREFIGHTERS 1.30%
30 PREMIER 1.30%
31 GREAT NORTHWEST 1.37%
32 BULL’S EYE 1.32%
33 ILLINOIS STATE 1.21%
34 VALLEY COMMUNITIES 1.22%
35 VACATIONLAND 1.20%
36 MATADORS COMMUNITY 1.27%
37 MARSHLAND COMMUNITY 0.92%
38 UNITED 1.25%
39 ALCOA TENN 1.21%
40 OUACHITA VALLEY 1.23%
41 CY-FAIR 1.28%
42 PROSPERA 1.33%
43 ALTANA 1.22%
44 LEBANON 1.22%
45 SACO VALLEY 1.24%
46 KALSEE 1.19%
47 TAUNTON 1.10%
48 CATHOLIC & COMMUNITY 1.03%
49 1ST FINANCIAL 1.08%
50 CPORT 1.01%
51 FAMILY FIRST OF NY 0.90%
52 FREMONT 1.06%
53 WEST COMMUNITY 1.14%
54 NORTH SHORE 1.09%
55 SOUTHWEST HERITAGE 1.12%
56 O BEE 1.05%
57 UNITED 1.00%
5 OLD WEST 1.09%
59 PYRAMID 1.10%
60 FIRST ALLIANCE 1.35%
61 MISSISSIPPI 1.04%
62 E-CENTRAL 0.99%
63 PAHO/WHO 1.00%
64 NORTHWEST PLUS 1.08%
65 ALABAMA STATE EMPLOYEES 1.08%
66 MICHIGAN COMMUNITY 0.93%
67 MID OREGON 1.09%
68 LATINO COMMUNITY 0.97%
69 AMERICAN UNITED 1.05%
70 ACIPCO 1.11%
71 BOX ELDER COUNTY 0.97%
72 DAWSON CO-OP 1.02%
73 MARSHALL COMMUNITY 1.06%
74 COLORADO 1.04%
75 AAC 0.98%
76 CO-OP CREDIT UNION OF MONTEVIDEO 0.97%
77 KEYS 0.89%
78 FIRST 0.91%
79 ST. PAUL 0.90%
80 TEXAS TECH 0.95%
81 HERITAGE SOUTH COMMUNITY  0.98%
82 JETSTREAM 0.79%
83 GREATER SPRINGFIELD 0.97%
84 URW COMMUNITY 0.97%
85 MTC FEDERAL 0.98%
86 SANTA CRUZ COMMUNITY 0.86%
87 MINNESOTA VALLEY 0.90%
88 ABERDEEN 0.92%
89 NORTHEAST COMMUNITY 0.96%
90 PUBLIC SERVICE 0.92%
91 PREFERRED 0.99%
92 HUDSON RIVER COMMUNITY 1.10%
93 PENINSULA COMMUNITY 0.79%
94 COUNTRYSIDE 0.92%
95 LONG BEACH FIREMEN S 0.91%
96 UNITEDONE 0.94%
97 PREMIER 0.88%
98 ST. FRANCIS X 0.97%
99 OKLAHOMA 0.73%
100 U.P. CATHOLIC 0.86%